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Bengaluru, India

Abhishek Maher

Head of Engineering · Forward Deployed EngineerFintech & Generative AI Agents

Software engineer with 8+ years in fintech and generative AI agents. Currently Head of Engineering at 8byte.ai, leading a 20-engineer team on a B2B & B2C lending platform for NBFCs. Hands-on across architecture, deployment and AI agents, working directly with clients.

years building fintech & AI products
8+
engineers led at 8byte.ai
20
storefronts launched on Mart-24
5K+
downloads for kmuniti
90K+

Experience

  1. Head of Engineering · 8byte.ai

    Apr 2026 – Present · Bengaluru

    • Lead a team of 20 engineers building a multi-tenant, AI-powered Loan Origination & Management System (LOS/LMS) powering both B2B and B2C lending for NBFCs and financial institutions; own architecture, hiring and delivery.
    • Built the multi-tenant CI/CD and deployment pipeline that takes a single GitHub codebase and deploys it to every tenant’s infrastructure on AWS.
    • Work directly with lender clients to turn underwriting, covenant and compliance requirements into configurable platform behaviour — per-facility repayment style, drawdown mode, interest and accrual rules on an Application → Facility → Drawdown → Transaction model.
    • Built an AI agent that generates Credit Committee presentation decks from underwriting and facility data, removing the manual effort of preparing these decks.
  2. Founder · Mart-24

    Apr 2025 – Apr 2026 · Bengaluru

    • Built an AI-powered e-commerce website builder on which creators and sellers have launched 5K+ storefronts.
    • Built the AI customisation pipeline: a LangChain agent (Node.js, React) that turns natural-language requests into storefront layout, design and content changes, with real-time preview before publishing.
    • Built the deployment infrastructure that builds, hosts and ships every customised store to production, alongside payments, CI/CD and performance.
  3. Lead Engineer · Jai Kisan

    Feb 2023 – Apr 2025 · Bengaluru

    • Led technical delivery for supply-chain and invoice-financing products; managed 12 engineers across mobile and web.
    • Shipped 3 Android apps (Flutter, Kotlin) and 3 enterprise web portals (React on Node.js and Golang microservices).
    • Led hiring to build the mobile and web engineering team, running the technical interviews.
  4. CTO & Co-founder · kmuniti

    Jul 2022 – Feb 2023 · Gurgaon

    • Took a creator-focused social and commerce app from zero to 90K+ downloads on a Docker/Nginx microservices platform I architected.
    • Built real-time encrypted 1:1 messaging and in-app payments; hired and led the team while staying hands-on (Kotlin, Spring Boot, Node.js, React, Neo4j, Redis, AWS).
  5. Senior Software Engineer · Oppo

    Oct 2019 – Sep 2022 · Gurgaon

    • Led backend development for Oppo’s UPI payments app (OppoKash / Finshell Pay), which also offered mutual funds and loans; managed 6–8 engineers.
    • Built Spring Boot/Node.js microservices and GitLab CI/CD for the app’s payments, investment and lending features.
  6. Software Developer · Times Internet

    Jun 2018 – Oct 2019 · Gurgaon

    • Integrated multiple NBFC partner APIs to enable paperless loan processing inside a consumer mobile app.
    • Built backend features in Java, MySQL and Redis, working directly with partners and product teams on requirements.

Skills

Leadership & Delivery

  • Leading 20 Engineers
  • Technical Hiring
  • Client-Facing Delivery
  • Rapid Prototyping
  • Stakeholder Management
  • Architecture

Generative AI Agents

  • LLM Agents
  • Agent SDKs
  • Agentic Workflows
  • LangChain
  • MCP Servers
  • RAG
  • Context Graphs
  • Tool Use & Memory

Languages

  • Java
  • Python
  • TypeScript
  • JavaScript
  • Kotlin
  • Golang

Backend

  • Node.js
  • Spring Boot
  • Express
  • Microservices
  • REST
  • BPMN / Camunda

Frontend & Mobile

  • React
  • Tailwind CSS
  • Vite
  • Android (Kotlin, Jetpack)
  • Flutter

Data

  • PostgreSQL
  • MySQL
  • MongoDB
  • Redis
  • Neo4j

Cloud & DevOps

  • AWS (ECS, Lambda, S3, CDK, CloudFront)
  • GCP
  • Firebase
  • Docker
  • Nginx
  • GitLab CI/CD
  • Prometheus
  • Grafana

Fintech & Integrations

  • LOS / LMS
  • UPI
  • Payment Gateways
  • Invoice Financing
  • NBFC Partner APIs

Architecture

  • Multi-tenancy
  • System Design
  • Distributed Systems
  • Scalability

Education

Indian Institute of Technology Kanpur

B.Tech, Computer Science & Engineering

2014 – 2018

Learn

How the technology actually works

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Let’s talk

Open to engineering leadership and forward-deployed roles in fintech and AI. The fastest way to reach me is email.