Bengaluru, India
Head of Engineering · Forward Deployed Engineer · Fintech & Generative AI Agents
Software engineer with 8+ years in fintech and generative AI agents. Currently Head of Engineering at 8byte.ai, leading a 20-engineer team on a B2B & B2C lending platform for NBFCs. Hands-on across architecture, deployment and AI agents, working directly with clients.
- years building fintech & AI products
- 8+
- engineers led at 8byte.ai
- 20
- storefronts launched on Mart-24
- 5K+
- downloads for kmuniti
- 90K+
Experience
Head of Engineering · 8byte.ai
Apr 2026 – Present · Bengaluru
- Lead a team of 20 engineers building a multi-tenant, AI-powered Loan Origination & Management System (LOS/LMS) powering both B2B and B2C lending for NBFCs and financial institutions; own architecture, hiring and delivery.
- Built the multi-tenant CI/CD and deployment pipeline that takes a single GitHub codebase and deploys it to every tenant’s infrastructure on AWS.
- Work directly with lender clients to turn underwriting, covenant and compliance requirements into configurable platform behaviour — per-facility repayment style, drawdown mode, interest and accrual rules on an Application → Facility → Drawdown → Transaction model.
- Built an AI agent that generates Credit Committee presentation decks from underwriting and facility data, removing the manual effort of preparing these decks.
Founder · Mart-24
Apr 2025 – Apr 2026 · Bengaluru
- Built an AI-powered e-commerce website builder on which creators and sellers have launched 5K+ storefronts.
- Built the AI customisation pipeline: a LangChain agent (Node.js, React) that turns natural-language requests into storefront layout, design and content changes, with real-time preview before publishing.
- Built the deployment infrastructure that builds, hosts and ships every customised store to production, alongside payments, CI/CD and performance.
Lead Engineer · Jai Kisan
Feb 2023 – Apr 2025 · Bengaluru
- Led technical delivery for supply-chain and invoice-financing products; managed 12 engineers across mobile and web.
- Shipped 3 Android apps (Flutter, Kotlin) and 3 enterprise web portals (React on Node.js and Golang microservices).
- Led hiring to build the mobile and web engineering team, running the technical interviews.
CTO & Co-founder · kmuniti
Jul 2022 – Feb 2023 · Gurgaon
- Took a creator-focused social and commerce app from zero to 90K+ downloads on a Docker/Nginx microservices platform I architected.
- Built real-time encrypted 1:1 messaging and in-app payments; hired and led the team while staying hands-on (Kotlin, Spring Boot, Node.js, React, Neo4j, Redis, AWS).
Senior Software Engineer · Oppo
Oct 2019 – Sep 2022 · Gurgaon
- Led backend development for Oppo’s UPI payments app (OppoKash / Finshell Pay), which also offered mutual funds and loans; managed 6–8 engineers.
- Built Spring Boot/Node.js microservices and GitLab CI/CD for the app’s payments, investment and lending features.
Software Developer · Times Internet
Jun 2018 – Oct 2019 · Gurgaon
- Integrated multiple NBFC partner APIs to enable paperless loan processing inside a consumer mobile app.
- Built backend features in Java, MySQL and Redis, working directly with partners and product teams on requirements.
Skills
Leadership & Delivery
- Leading 20 Engineers
- Technical Hiring
- Client-Facing Delivery
- Rapid Prototyping
- Stakeholder Management
- Architecture
Generative AI Agents
- LLM Agents
- Agent SDKs
- Agentic Workflows
- LangChain
- MCP Servers
- RAG
- Context Graphs
- Tool Use & Memory
Languages
- Java
- Python
- TypeScript
- JavaScript
- Kotlin
- Golang
Backend
- Node.js
- Spring Boot
- Express
- Microservices
- REST
- BPMN / Camunda
Frontend & Mobile
- React
- Tailwind CSS
- Vite
- Android (Kotlin, Jetpack)
- Flutter
Data
- PostgreSQL
- MySQL
- MongoDB
- Redis
- Neo4j
Cloud & DevOps
- AWS (ECS, Lambda, S3, CDK, CloudFront)
- GCP
- Firebase
- Docker
- Nginx
- GitLab CI/CD
- Prometheus
- Grafana
Fintech & Integrations
- LOS / LMS
- UPI
- Payment Gateways
- Invoice Financing
- NBFC Partner APIs
Architecture
- Multi-tenancy
- System Design
- Distributed Systems
- Scalability
Education
Indian Institute of Technology Kanpur
B.Tech, Computer Science & Engineering
2014 – 2018
InteractiveKafkaDistributed SystemsEvent Streaming
A visual guide to Apache Kafka — topics, partitions, keys, brokers, replication, leader election, consumer groups, offsets and rebalancing — with a live simulator.
Read explainer →